Security State Bank a branch of Gothenburg State Bank will soon become Flatwater Bank!

To learn more about the conversion of accounts to Flatwater, please click here (you will be redirected to the site). 

Why is Security State Bank a branch of Gothenburg State Bank changing its name to Flatwater Bank?
In December 2018, Gothenburg State Bank purchased Security State Bank.  Gothenburg State Bank has grown beyond the local community of Gothenburg and we want our name to carry on the 117-year tradition of Gothenburg State Bank and be inclusive of all the markets served by our great staff. Flatwater Bank - Still Pioneering honors our past, embodies our present, and paves the way for our future.  

What does Flatwater mean?

  • The name Nebraska is a term meaning "flat water".
  • Flatwater is unique; calm and steady as opposed to rapids.
  • Nebraska has more miles of river than any other state.
  • Two of our most treasured resources in Nebraska are our water and our people.  Flatwater is representative of both.  It is how we approach our relationship with our customers and community - slow and steady and always ready to serve.
  • We are proud to be a family owned, community bank with hard working midwestern values.

Did Gothenburg State Bank sell or is SSB merging again?
No.  The name change is not the result of being sold or merged with another institution.  You can expect the same great community-focused bank.

What is changing?
The last phase of the acquisition of Security State Bank will take place beginning June 28, 2019 with a software conversion that officially transfers SSB accounts to Flatwater Bank.  Click here to access the guide.

Ready to listen, here to help.
Our customers are the focal point of this conversion, so provide us with any feedback or suggestions during this transition.  If we can be of assistance, call 308-935-1700.  

117th Anniversary Contest

In celebration of Gothenburg State Bank's 117th year and our new Flatwater Bank brand, we're having a contest drawing to give away $117 in cash!


Enter for a change to win by stopping by before July 1st to complete a form (or bring in your postcard).  One entry per person per day.  This may be reported on a 1099 or 1099-misc.  You do not have to have an account with us to be eligible for the drawing.  Open to all residents of Nebraska and void where prohibited by law.  One winner will be randomly selected, personally contacted and announced on Facebook.

Personal Banking

  • Checking Accounts
  • Savings Accounts
  • Money Market and CDs
  • Online and Mobile Banking
  • Healthcare Savings Accounts
  • Consumer Lending

Business Banking

  • Checking Accounts
  • Cash Management
  • Credit and Lending Options
  • Merchant Services
  • Online and Mobile Banking

Mortgage Services

  • First Time Home Buying
  • Refinancing
  • Government and Private Loans
  • Mortgage Planning

Security State Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and an Equal Housing Lender.

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